1. Our Contact Details * Name: KENSINGTON PRIVATE CREDIT LTD

• Registered Address: 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ
• Trading Address: 96 Kensington High St, London, W8 4SG
• Phone Number: 020 3951 4283
• Email: [email protected]

2. The Type of Personal Information We Collect We currently collect and process the following information:

• Personal identifiers, contacts, and characteristics (e.g., name and contact details).
• For loan applications and credit assessments, this may include home and security addresses, property values, outstanding debt values, title charges, and related information.

3. How We Get Personal Information and Why We Have It: Most personal information is provided to us directly by you. This is done to help qualify, assess, and provide you with a finance offer from an unsecured or secured lender, or for direct private credit deployment.

We also receive personal information indirectly from the following sources:

• Publicly available online sites such as Zoopla, Rightmove, and other property valuation websites.
• HMLR Land Registry.

Usage: We use the information you provide to assess and present your case to our internal credit committee and network of private investors to support your funding inquiry. We may share this information with these partners as part of the process to generate a finance offer, execute the “Quick-Fix” 72-hour funding process, and determine appropriate terms.

Lawful Bases: Under the UK General Data Protection Regulation (UK GDPR), our lawful bases for processing this information are:

• We have a contractual obligation.
• We have a legal obligation.
• We have a legitimate interest (managing private capital risk).

4. How We Store Your Personal Information * Your information is stored securely on our Google and Meta-related CRMs.

• We keep this information for up to six years to comply with HMRC and FCA record-keeping standards.
• After this period, we dispose of your information through manual and automated removal on an annual basis.
• If you wish to re-engage our services after this time, you will need to submit a new inquiry with new consent.

5. Your Data Protection Rights Under data protection law, you have the following rights:

• Your right of access: You have the right to ask for copies of your personal information.
• Your right to rectification: You have the right to ask us to correct information you believe is inaccurate or incomplete.
• Your right to erasure: You have the right to ask us to erase your personal information in certain circumstances.
• Your right to restriction of processing: You have the right to ask us to restrict the processing of your personal information in certain circumstances.
• Your right to object to processing: You have the right to object to the processing of your personal information in certain circumstances.
• Your right to data portability: You have the right to ask that we transfer the information you gave us to another organization, or to you, in certain circumstances.

You are not required to pay a fee to exercise these rights, and we have one month to respond to your request. To make a request, please contact us using the details provided above.

6. How to Complain If you have concerns about our use of your personal information, you can contact us directly at the details provided. You also have the right to complain to the Information Commissioner’s Office (ICO) if you are unhappy with how we have handled your data.

ICO Contact Details:

• Address: Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF
• Helpline Number: 0303 123 1113
• Website: https://www.ico.org.uk